SKBBK / Lindung24 2026: What You Need to Know Before 31 August 2026
Published on: August 6, 2026The SKBBK/Lindung24 policy has introduced several important updates regarding Opt-In and Opt-Out. Here’s a quick summary of the latest SKBBK/Lindung24 updates to help employers and employees understand the current requirements.
Previously Opted Out? You Can Opt In Again
Employees who previously opted out of SKBBK/Lindung24 may now apply to rejoin by completing the newly introduced Opt-In Declaration Form.
Eligible employees can opt in again and continue to enjoy the protection provided under SKBBK/Lindung24.
Once You Opt In, You Cannot Opt Out Again!
Once an employee chooses to opt in, participation will continue permanently and the employee cannot subsequently opt out.
Important Deadline: 31 August 2026
If the Opt-Out process is not completed by the deadline, the system will automatically treat the employee as Opted In and participation in SKBBK will continue.
Can June 2026 Contributions Be Refunded?
According to the official guidance, all SKBBK contributions made for June 2026 were mandatory. Therefore, these contributions are not refundable, even though participation was subsequently changed to voluntary.
Key Takeaway

If you have previously opted out but wish to rejoin, you may now apply through the Opt-In Declaration Form.
Stay informed. Stay compliant.
For clarification or assistance regarding SKBBK/Lindung24, contact AFA Group.